Interest rates have now been climbing for a year and have received a lot of attention in the media, but rates shouldn’t be all we focus on when choosing a lender or mortgage product?
In today’s world, people change jobs and often homes more often than previous generations did, so having flexible mortgage terms can often save you more than a few points on a mortgage rate. The challenge is most people focus on the rate and pay little attention to the small print in the mortgage terms as they are not sure about what to look for and what questions to ask.
Here are 4 questions you should know the answer to before committing to a mortgage:
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